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Green Bay Main Office

601 Willard Drive
Green Bay, WI 54304
Phone (920) 499-2831
Toll Free (877) 373-4023
Fax (920) 499-7548

Marinette Branch Office

1740 Stephenson Street
Marinette, WI 54143
(715) 732-4051
Fax (715) 732-4551

calculator Home Equity Loans

Fixed Rate Home Equity

You can borrow a specific amount for a specified period of time for up to 15 years. The interest rate is fixed for the term of the loan, if written for 5 years or less. The rate is fixed for 3 years on loans with terms of over 5 years. The rate may be adjusted after the three 3-year term.

R.E.A.P. (Real Estate Advance Plan)

R.E.A.P is a revolving line of credit up to $50,000. A single application gives you an ongoing credit source. Here are some reasons why a R.E.A.P. credit line is the smart way to borrow:

  • No application fee or points.
  • No annual maintenance fee.
  • Low, competitive interest rate (See Rates).
  • Very low closing costs.

“Brilliant Deduction” Line of Credit

This program offers a fixed rate credit line up to $10,000, with a maximum monthly payment of $200 if you use the entire $10,000. A desirable feature of this type of loan is that we can base the credit line on up to 100% of the equity in your home. This program offers.

  • No annual maintenance fee.
  • Can be based on 100% of home’s equity.
  • Low fixed rate.
  • Maximum monthly payment of $200.
  • Simple!

Payment Protection Plan

Protect yourself and your family when you borrow. There are two types of credit insurance available to you when you take out a loan at PCMCU.

Credit Life Insurance

  • Protects your family and estate by paying your loan balance if you or a co-borrower becomes deceased.
  • Premium amount based on loan size and term.
  • Insurance amount based on outstanding loan balance.

Credit Disability Insurance

  • Makes your loan payments if you are unable to earn a regular wage because of an accident or illness.
  • Protects your credit rating.
  • Protects you against