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Email: info@pcmcu.com
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Green Bay Main Office

601 Willard Drive
Green Bay, WI 54304
Phone (920) 499-2831
Toll Free (877) 373-4023
Fax (920) 499-7548

Marinette Branch Office

1740 Stephenson Street
Marinette, WI 54143
(715) 732-4051
Fax (715) 732-4551

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Effective January 1, 2017
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Interest Rates and APRs (Annual Percentage Rates) are subject to change without notice.
Please contact a PCMCU loan officer for current rates and account disclosures.

Fixed Rate Mortgage | PCMCU's Mortgage | Equity Edge Loan & Line of Credit | Home Equity
Brilliant Deduction Line of Credit | New Collateral | Used Collateral
Loan Secured by Savings | Signature

PCMCU's First Mortgage Real Estate Loans 

Minimum Balance Rate APR
10 Year Fixed Rate 3.49% 3.506%
7 Year ARM (Adjustable Rate Mortgage) ~ Purchase or Refinance

15 Year Amortization
20 Year Amortization
25 Year Amortization
30 Year Amortization

3.75%
3.75%
3.99%
3.99%

3.826% APR
3.854% APR
4.002% APR
4.001% APR

*Loan is a fixed rate for 7 years. The maximum annual adjustment after the 7th year is 1%. The maximum lifetime adjustment is 4%. Private Mortgage Insurance (PMI) may be required, which will affect the APR. Escrow account may be required depending on loan to value. APR=Annual Percentage Rate listed is based on a $100,000 loan. Members with credit scores of 635 or less may be subject to a higher rate. Please contact a PCMCU loan officer for complete details on all mortgage options available.

Down Payment Options:
Home loans for purchase require as little as 3% down payment.
10% down payment loans are still available with no PMI.
Please contact a PCMCU loan officer for complete details.

LOW $499 Closing Costs!

Maximum $499 in closing costs on NEW money refinance and purchase

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Secondary Market Loans


Construction Loan

6 Month 3.99% APR
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Equity Edge Loan

100% Max Loan to Value 5.25% APR

Equity Edge Line of Credit

100% Max LTV Variable Rate Min. APR 5.49%, Max APR 11.00%

Home Equity Loan

80% Max Loan to Value 4.49% APR
Please contact the credit union, as certain closing costs may apply. Contact your tax advisor to determine if your interest will be tax deductible.

Brilliant Deduction Line of Credit

$10,000 Max Loan to Value
$10,000 Max Loan Amount
7.49% APR

Payment equals 2% of the outstanding loan balance or $50, whichever is greater.


Home Equity Line of Credit

80% Max Loan to Value- Variable Rate Prime + 0%
Minimum APR 4.99%
Maximum APR 11%

Disclosure  |  Brochure

Please contact the credit union, as certain closing costs may apply. Contact your tax advisor to determine if your interest will be tax deductible.

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Collateral Secured Loan Rates*

Please contact a PCMCU lender for additional rate information
66 Month Max Fixed Term 2.74% APR
*Add 1% to rate if credit score is 636 to 734
*Add 2% to rate if credit score is 635 or less
*Add 1% to rate if collateral is valued under $10,000
*Add 1% to rate for 72 month to 84 month terms
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What's It Worth? New & Used Vehicles …

Make sure you are getting the best value!
Check the pricing of the vehicle you want to buy!


Loan Secured by Savings

 2.0% Spread over deposit rate received
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Kwik Cash Loan

Personal line of credit 7.49% APR
*Add 1% to rate if credit score is 636 to 734
*Add 3% to rate if credit score is 635 or less

Equity Edge Unsecured Home Improvement Loan

No collateral Needed 6.49% APR

Signature Loan

60 Month Max Fixed Term 7.49% APR
*Add 1% to rate if credit score is 636 to 734
*Add 3% to rate if credit score is 635 or less

Credit Cards

MasterCard Copper
MasterCard Platinum Rewards
9.88% APR

Payment Protection Plantop
A Payment Protection Plan including Life and Disability Insurance is available on most loans. Contact us for details!


Major Mechanical Protection Coverage
We offer Major Mechanical Protection Coverage to help protect your new vehicle.

PCM Credit Union does business in accordance with the Federal Fair Housing Law and
Equal Opportunity Credit Acts.